Atlanta Non Chexsystems Banks | Second Chance Banking Accounts

Check out the list of banks in Atlanta GA, and find a bank that gives a second chance savings or checking account for individuals on Chexsystems.

Chexsystems is a consumer reporting company, and well over 80% of the established banks use them. These financial institutions that deal with chexsystems carry out a search on all their potential customers through this database so as to get if their names are in this system. There will be two outcomes which keep coming back if the lender works the report on Chexsystems. The customer can get a new account, if there are no records in the Chexsystems database. When the individual has records present in the database, they will be declined. All the other info showing why their names were recorded in Chexsystems may be offered by the candidate and evidence of repayments in the event the problems occurred due to unsettled overdrafts.

Chexsystems works in a simplistic fashion. Any individual who tries to open a new saving or bank account in a bank that uses Chexsystems may have their background checked for any negative items within the report. A person whose records are located in the database is the person who has a track record of unpaid debts, overdue repayments, or insolvency. Sometimes persons who are conscious about their names being in this system will constantly try to present false information in order for their applications to be approved. This can not change because they will still appear on the chexsystems. This system continues to be made out to work rather efficiently since it immediately notifies the bank whenever a possible customer issues a phony social security number.

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List of Local Banks and Credit Unions in Atlanta GA

Citizens Trust Bank

(678) 406-4000 75 Piedmont Ave Ne Atlanta GA

Suntrust Bank

(800) 786-8787 4030 Peachtree Rd Ne Atlanta GA

Bank of America

(404) 893-8282 35 Broad St Nw Atlanta GA

Bank of America

(404) 607-4850 600 Peachtree St Ne Atlanta GA

US Bank

(404) 965-7243 1349 W Peachtree St Nw, #1050 Atlanta GA

Fidelity Bank

(404) 524-1171 260 Peachtree St Nw, #100 Atlanta GA

Federal Reserve Bank

(404) 498-8500 1000 Peachtree St Ne Atlanta GA

Wachovia

(404) 865-4001 2 Peachtree St Nw Atlanta GA

Flagstar Bank

(404) 842-0267 2450 Piedmont Rd Ne, #190 Atlanta GA

Bestbank

(404) 443-6150 3855 Buford Hwy Ne Atlanta GA

Citizens Trust Bank

(678) 406-4000 75 Piedmont Ave Ne Atlanta GA

Fidelity Bank

(770) 551-8662 2 Perimeter Ctr E Atlanta GA

Suntrust Bank

(800) 786-8787 4030 Peachtree Rd Ne Atlanta GA

Citizens Trust Bank

(678) 406-4000 75 Piedmont Ave Ne Atlanta GA

Bank of America

(404) 607-4850 600 Peachtree St Ne Atlanta GA

Bank of America

(404) 893-8282 35 Broad St Nw Atlanta GA

Best Bank

(770) 996-5605 6055 Old National Hwy Atlanta GA

Suntrust Bank

(800) 786-8787 4030 Peachtree Rd Ne Atlanta GA

Wachovia

(404) 865-4001 2 Peachtree St Nw Atlanta GA

Suntrust Bank

(800) 786-8787 3030 Headland Dr Sw Atlanta GA

US Bank

(404) 965-7243 1349 W Peachtree St Nw, #1050 Atlanta GA

Metro Bank

(678) 433-1600 78 Atlanta Ave Se Atlanta GA

Bank of Atlanta

(404) 892-6320 1349 W Peachtree St Nw, #100 Atlanta GA

Capitol City Bank & Trust Company

(404) 758-7519 562 Lee St Sw Atlanta GA

Capital City Bank

(404) 588-9538 1039 Ridge Ave Sw Atlanta GA

Midtown Bank & Trust

(404) 969-4400 712 W Peachtree St Nw Atlanta GA

First Union National Bank

(404) 254-2160 241 Peachtree St Ne Atlanta GA

Best Bank

(404) 443-5420 1700 Monroe Dr Ne Atlanta GA

Fidelity Bank

(770) 551-8662 2 Perimeter Ctr E Atlanta GA

Ironstone Bank

(404) 239-9138 3384 Peachtree Rd Ne Atlanta GA
 

Finding Credit Unions and Banks in Atlanta GA

Besides banking institutions, the Chexsystems is also used in the retail marketplace including. Everyone who's put on Chexsystems may have their name remain in the list for about 5 years. This usually causes adverse effects on the man's banking options. The final decision rests on the fresh accounts officer or the bank supervisor and not chexsystems, as as the guidelines state much that anyone who appears in these records should instantly be rejected from running a bank checking account. The reaction from the supervisor will depend on how serious your actions were and the actions you took to rectify them.