Non Chexsystems Banks Located in Louisville KY

Check out the list of banks in Louisville KY, and find a bank that gives a second chance savings or checking account for individuals on Chexsystems.

Chexsystems is a consumer reporting company, and well over 80% of the established banks use them. When a person attempts to open a bank account or savings account, the banks will perform a background check using Chexsystems to determine if that customer's financial background with bank balances. There will mainly be two results that come back from the Chexsystems report. In case no records are found then it will show No records found and approve the client, or records found and the client is declined. All the additional info showing why their names were recorded in Chexsystems will be made available from the candidate and proof of payments in the event the problems occurred thanks to unsettled overdrafts.

Chexsystems works in a basic manner. Any person who offers a new savings or checking account program in a bank or a credit union that uses Chexsystems may have their monetary background searched so as to find out whether their name can be found in the database. An individual whose records are found in the database could be the person who has a history of unpaid debts, late payments, or insolvency. Sometimes individuals that are conscious about their names being in this technique will constantly attempt to present false information for their apps to be approved. This may not change because they will still appear on the chexsystems. The intention of Chexsystems was to assist banks cut potential losses by keeping monitor of risky consumers.

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List of Local Banks and Credit Unions in Louisville KY

Stock Yards Bank & Trust Company

(502) 625-1782 2710 W Broadway Louisville KY

Fifth Third Bank

(502) 899-2160 960 Breckenridge Ln Louisville KY

Ascencia Bank

(502) 254-7731 2500 Eastpoint Pky Louisville KY

PNC Bank

(502) 581-4400 4640 Southern Pky Louisville KY

US Bank

(502) 937-8965 9905 Dixie Hwy Louisville KY

Chase Bank and ATM

(502) 566-2141 4111 Shelbyville Rd Louisville KY

Forcht Bank Na

(502) 935-1950 8492 Dixie Hwy Louisville KY

PNC Bank

(502) 212-6050 820 Eastern Pky Louisville KY

Fifth Third Bank

(502) 562-5215 401 S 4th St Louisville KY

US Bank

(502) 562-6660 1 Financial Sq Louisville KY

Chase Bank and ATM

(502) 412-4766 3920 Summit Plaza Dr Louisville KY

Republic Bank & Trust Company

(502) 254-7555 11330 Main St Louisville KY

Republic Bank & Trust Company

(502) 266-5466 3811 Ruckriegel Pky Louisville KY

Republic Bank & Trust Company

(502) 339-2200 9600 Brownsboro Rd Louisville KY

Commonwealth Bank & Trust

(502) 259-2060 500 W Main St Louisville KY

Commonwealth Bank & Trust

(502) 259-2020 400 W Market St Louisville KY

Old National Bank

(502) 540-7300 333 E Main St Louisville KY

Woodforest Bank

(502) 447-2433 7100 Raggard Rd Louisville KY

Fifth Third Bank

(502) 456-5669 2000 Bardstown Rd Louisville KY

Fifth Third Bank

(502) 589-4165 309 W Market St Louisville KY

Pnc Bank Branch Locations Louisville 4th Street Live

(502) 212-6000 101 Meidinger Tower Louisville KY

Pnc Bank Branch Locations Louisville West Broadway

(502) 212-6010 2710 West Broadway Suite 1 Louisville KY

Pnc Bank Branch Locations Louisville Shawnee

(502) 212-6025 214 Amy Avenue Louisville KY

Pnc Bank Branch Locations Louisville Mid City Mall

(502) 212-6040 1250 Bardstown Road Suite 8 Louisville KY

Pnc Bank Branch Locations Louisville Eastern Parkway

(502) 212-6050 820 Eastern Parkway Louisville KY

Pnc Bank Branch Locations Louisville Highlands

(502) 212-6060 2292 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Camelot

(502) 212-6080 1106 Lyndon Lane Louisville KY

Pnc Bank Branch Locations Louisville Zachary Taylor

(502) 212-6090 4810 Brownsboro Road Louisville KY

Pnc Bank Branch Locations Louisville Hawthorne

(502) 212-6100 2901 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Buechel

(502) 212-6110 4021 Bardstown Road Louisville KY
 

Finding Credit Unions and Banks in Louisville KY

Other than financial institutions, the Chexsystems is additionally utilized in the retail industry including. When a report regarding a consumer is posted it stays on report for an interval of five years. This usually causes negative effects on a man's banking options. The final decision rests on the fresh accounts official or the bank supervisor and not chexsystems, as as the guidelines state much that anyone who appears in these records should automatically be denied from operating a bank account. The reaction from the supervisor depends on how serious your actions were and the actions you required to rectify them.