Louisville Non Chexsystems Banks | Second Chance Banking Accounts

Check out the list of banks in Louisville KY, and find a bank that gives a second chance savings or checking account for individuals on Chexsystems.

Chexsystems is a business that includes a database of information on customers. Over 80% of the banks in the United States uses them. When a man attempts to open a bank account or savings account, the banks may perform a background check using Chexsystems to see if that client's financial history with bank accounts. As the lookup within the database is being performed, two results may be returned. The consumer can get a brand new account, if there aren't any records in the Chexsystems database. When the man has records found in the database, they will be dropped. All the other information showing why their names were recorded in Chexsystems may be made available from the candidate and evidence of payments in the event the irregularities occurred thanks to unsettled overdrafts.

This method works in a quite straightforward way. Any person who provides a new savings or checking account program in a bank or a credit union that uses Chexsystems may have their economic background searched in order to discover whether their name can be found in the database. An individual whose records are found in the database is the one who has a track record of unpaid debts, overdue repayments, or insolvency. In some instances individuals who are conscious about their titles being in this system will usually attempt to present false info for their applications to be approved. This will not change since they will still appear on the chexsystems. This system has been made out to function quite effectively since it immediately updates the bank whenever a prospective customer problems a fraudulent social security number.

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List of Local Banks and Credit Unions in Louisville KY

Stock Yards Bank & Trust Company

(502) 625-1782 2710 W Broadway Louisville KY

Fifth Third Bank

(502) 899-2160 960 Breckenridge Ln Louisville KY

Ascencia Bank

(502) 254-7731 2500 Eastpoint Pky Louisville KY

PNC Bank

(502) 581-4400 4640 Southern Pky Louisville KY

US Bank

(502) 937-8965 9905 Dixie Hwy Louisville KY

Chase Bank and ATM

(502) 566-2141 4111 Shelbyville Rd Louisville KY

Forcht Bank Na

(502) 935-1950 8492 Dixie Hwy Louisville KY

PNC Bank

(502) 212-6050 820 Eastern Pky Louisville KY

Fifth Third Bank

(502) 562-5215 401 S 4th St Louisville KY

US Bank

(502) 562-6660 1 Financial Sq Louisville KY

Chase Bank and ATM

(502) 412-4766 3920 Summit Plaza Dr Louisville KY

Republic Bank & Trust Company

(502) 254-7555 11330 Main St Louisville KY

Republic Bank & Trust Company

(502) 266-5466 3811 Ruckriegel Pky Louisville KY

Republic Bank & Trust Company

(502) 339-2200 9600 Brownsboro Rd Louisville KY

Commonwealth Bank & Trust

(502) 259-2060 500 W Main St Louisville KY

Commonwealth Bank & Trust

(502) 259-2020 400 W Market St Louisville KY

Old National Bank

(502) 540-7300 333 E Main St Louisville KY

Woodforest Bank

(502) 447-2433 7100 Raggard Rd Louisville KY

Fifth Third Bank

(502) 456-5669 2000 Bardstown Rd Louisville KY

Fifth Third Bank

(502) 589-4165 309 W Market St Louisville KY

Pnc Bank Branch Locations Louisville 4th Street Live

(502) 212-6000 101 Meidinger Tower Louisville KY

Pnc Bank Branch Locations Louisville West Broadway

(502) 212-6010 2710 West Broadway Suite 1 Louisville KY

Pnc Bank Branch Locations Louisville Shawnee

(502) 212-6025 214 Amy Avenue Louisville KY

Pnc Bank Branch Locations Louisville Mid City Mall

(502) 212-6040 1250 Bardstown Road Suite 8 Louisville KY

Pnc Bank Branch Locations Louisville Eastern Parkway

(502) 212-6050 820 Eastern Parkway Louisville KY

Pnc Bank Branch Locations Louisville Highlands

(502) 212-6060 2292 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Camelot

(502) 212-6080 1106 Lyndon Lane Louisville KY

Pnc Bank Branch Locations Louisville Zachary Taylor

(502) 212-6090 4810 Brownsboro Road Louisville KY

Pnc Bank Branch Locations Louisville Hawthorne

(502) 212-6100 2901 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Buechel

(502) 212-6110 4021 Bardstown Road Louisville KY
 

Finding Credit Unions and Banks in Louisville KY

Besides banking institutions, the Chexsystems is also utilized in the retail market including. Everyone who is placed on Chexsystems may have their name stay in the list for about 5 years. Having a person's name on Chexsystems for that timeframe could cause anxiety when trying to find new banking choices. As much as the rules state that anyone who appears in these records should automatically be denied from managing a bank account, the ultimate decision rests on the new accounts official or the bank manager and not chexsystems. The reaction from the manager will depend on how significant your actions were and the actions you required to rectify them.