Louisville Non Chexsystems Banks | Second Chance Banking Accounts

Check out the list of banks in Louisville KY, and find a bank that gives a second chance savings or checking account for individuals on Chexsystems.

Chexsystems is a consumer reporting agency, and more than 80% of the established banks use them. These financial institutions that deal with chexsystems carry away a lookup on all of their potential customers through this database to be able to get whether or not their brands are in this system. As the lookup in the database is being done, two results will be returned. In case no records are found then it will display No records found and approve the customer, or records found and the customer is rejected. All the other information showing why their names were recorded in Chexsystems may be made available from the consumer and evidence of payments in case the irregularities occurred due to unsettled overdrafts.

Chexsystems works in a simplistic fashion. Any individual who presents a new savings or bank account program in a bank or a credit marriage that uses Chexsystems may have their economic background searched in order to find out whether their name is found in the database. Someone whose records are found in the database is the person who has a track record of unpaid debts, overdue obligations, or insolvency. In some cases individuals who are conscious about their titles being in this system will always try to present false info in order for their apps to be approved. This will not change since they will still appear on the chexsystems. The goal of Chexsystems was to help banks cut possible deficits by keeping monitor of high-risk consumers.

Home  Kentucky  Louisville

List of Local Banks and Credit Unions in Louisville KY

Stock Yards Bank & Trust Company

(502) 625-1782 2710 W Broadway Louisville KY

Fifth Third Bank

(502) 899-2160 960 Breckenridge Ln Louisville KY

Ascencia Bank

(502) 254-7731 2500 Eastpoint Pky Louisville KY

PNC Bank

(502) 581-4400 4640 Southern Pky Louisville KY

US Bank

(502) 937-8965 9905 Dixie Hwy Louisville KY

Chase Bank and ATM

(502) 566-2141 4111 Shelbyville Rd Louisville KY

Forcht Bank Na

(502) 935-1950 8492 Dixie Hwy Louisville KY

PNC Bank

(502) 212-6050 820 Eastern Pky Louisville KY

Fifth Third Bank

(502) 562-5215 401 S 4th St Louisville KY

US Bank

(502) 562-6660 1 Financial Sq Louisville KY

Chase Bank and ATM

(502) 412-4766 3920 Summit Plaza Dr Louisville KY

Republic Bank & Trust Company

(502) 254-7555 11330 Main St Louisville KY

Republic Bank & Trust Company

(502) 266-5466 3811 Ruckriegel Pky Louisville KY

Republic Bank & Trust Company

(502) 339-2200 9600 Brownsboro Rd Louisville KY

Commonwealth Bank & Trust

(502) 259-2060 500 W Main St Louisville KY

Commonwealth Bank & Trust

(502) 259-2020 400 W Market St Louisville KY

Old National Bank

(502) 540-7300 333 E Main St Louisville KY

Woodforest Bank

(502) 447-2433 7100 Raggard Rd Louisville KY

Fifth Third Bank

(502) 456-5669 2000 Bardstown Rd Louisville KY

Fifth Third Bank

(502) 589-4165 309 W Market St Louisville KY

Pnc Bank Branch Locations Louisville 4th Street Live

(502) 212-6000 101 Meidinger Tower Louisville KY

Pnc Bank Branch Locations Louisville West Broadway

(502) 212-6010 2710 West Broadway Suite 1 Louisville KY

Pnc Bank Branch Locations Louisville Shawnee

(502) 212-6025 214 Amy Avenue Louisville KY

Pnc Bank Branch Locations Louisville Mid City Mall

(502) 212-6040 1250 Bardstown Road Suite 8 Louisville KY

Pnc Bank Branch Locations Louisville Eastern Parkway

(502) 212-6050 820 Eastern Parkway Louisville KY

Pnc Bank Branch Locations Louisville Highlands

(502) 212-6060 2292 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Camelot

(502) 212-6080 1106 Lyndon Lane Louisville KY

Pnc Bank Branch Locations Louisville Zachary Taylor

(502) 212-6090 4810 Brownsboro Road Louisville KY

Pnc Bank Branch Locations Louisville Hawthorne

(502) 212-6100 2901 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Buechel

(502) 212-6110 4021 Bardstown Road Louisville KY
 

Finding Credit Unions and Banks in Louisville KY

Besides banking institutions, the Chexsystems is also used in the retail market including. When someone has their name place on Chexsystems, their name stays there for around 5 years. This normally causes adverse effects on a man's banking options. As as the rules state much that anybody who appears in these records should automatically be denied from managing a bank account, the ultimate decision rests on the new accounts officer or the bank manager and not chexsystems. The response from the manager depends on the actions you took to rectify them and how serious your actions were.