Louisville Non Chexsystems Banks | Second Chance Banking Accounts

Check out the list of banks in Louisville KY, and find a bank that gives a second chance savings or checking account for individuals on Chexsystems.

Chexsystems is on customers a company that contains a database of information. Over 80% of the banks in the Usa uses them. The banking institutions that use Chexsystems will do a background check on all the prospective clients who are attempting to start a fresh bank or checking accounts. There will be two results which keep coming back when the lender operates the record on Chexsystems. The client can obtain a brand new account, if there are no records in the Chexsystems database. When the individual has records found in the database, they'll be dropped. A free report is offered by chexsystems to buyers who want to determine what turns up in their records. All you have to do is go to their official web site to have it delivered through snail mail.

This system functions in a rather easy way. Any individual who presents a new savings or checking account application in a bank or a credit marriage that uses Chexsystems may have their financial background searched so as to learn whether their name is found in the database. Someone whose records are found in the database is the one who has a track record of unpaid debts, late obligations, or bankruptcy. Sometimes persons who are aware about their names being in this system will constantly try to present false information for their programs to be accepted. This will not change since they will still appear on the chexsystems. The intention of Chexsystems was to assist banks cut potential deficits by keeping track of risky customers.

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List of Local Banks and Credit Unions in Louisville KY

Stock Yards Bank & Trust Company

(502) 625-1782 2710 W Broadway Louisville KY

Fifth Third Bank

(502) 899-2160 960 Breckenridge Ln Louisville KY

Ascencia Bank

(502) 254-7731 2500 Eastpoint Pky Louisville KY

PNC Bank

(502) 581-4400 4640 Southern Pky Louisville KY

US Bank

(502) 937-8965 9905 Dixie Hwy Louisville KY

Chase Bank and ATM

(502) 566-2141 4111 Shelbyville Rd Louisville KY

Forcht Bank Na

(502) 935-1950 8492 Dixie Hwy Louisville KY

PNC Bank

(502) 212-6050 820 Eastern Pky Louisville KY

Fifth Third Bank

(502) 562-5215 401 S 4th St Louisville KY

US Bank

(502) 562-6660 1 Financial Sq Louisville KY

Chase Bank and ATM

(502) 412-4766 3920 Summit Plaza Dr Louisville KY

Republic Bank & Trust Company

(502) 254-7555 11330 Main St Louisville KY

Republic Bank & Trust Company

(502) 266-5466 3811 Ruckriegel Pky Louisville KY

Republic Bank & Trust Company

(502) 339-2200 9600 Brownsboro Rd Louisville KY

Commonwealth Bank & Trust

(502) 259-2060 500 W Main St Louisville KY

Commonwealth Bank & Trust

(502) 259-2020 400 W Market St Louisville KY

Old National Bank

(502) 540-7300 333 E Main St Louisville KY

Woodforest Bank

(502) 447-2433 7100 Raggard Rd Louisville KY

Fifth Third Bank

(502) 456-5669 2000 Bardstown Rd Louisville KY

Fifth Third Bank

(502) 589-4165 309 W Market St Louisville KY

Pnc Bank Branch Locations Louisville 4th Street Live

(502) 212-6000 101 Meidinger Tower Louisville KY

Pnc Bank Branch Locations Louisville West Broadway

(502) 212-6010 2710 West Broadway Suite 1 Louisville KY

Pnc Bank Branch Locations Louisville Shawnee

(502) 212-6025 214 Amy Avenue Louisville KY

Pnc Bank Branch Locations Louisville Mid City Mall

(502) 212-6040 1250 Bardstown Road Suite 8 Louisville KY

Pnc Bank Branch Locations Louisville Eastern Parkway

(502) 212-6050 820 Eastern Parkway Louisville KY

Pnc Bank Branch Locations Louisville Highlands

(502) 212-6060 2292 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Camelot

(502) 212-6080 1106 Lyndon Lane Louisville KY

Pnc Bank Branch Locations Louisville Zachary Taylor

(502) 212-6090 4810 Brownsboro Road Louisville KY

Pnc Bank Branch Locations Louisville Hawthorne

(502) 212-6100 2901 Bardstown Road Louisville KY

Pnc Bank Branch Locations Louisville Buechel

(502) 212-6110 4021 Bardstown Road Louisville KY
 

Finding Credit Unions and Banks in Louisville KY

Besides financial institutions, the Chexsystems is also found in the retail market including. When someone has their name place on Chexsystems, their name remains there for around 5 years. Having a man's title on Chexsystems for that amount of time can cause stress when trying to locate new financial options. The final decision rests on the new accounts officer or the bank supervisor and not chexsystems, as as the guidelines state much that anyone who appears in these records should automatically be rejected from running a bank account. The response from the manager depends on how significant your actions were and the actions you took to rectify them.