Guaranty Bank, San Antonio TX - Non Chexsystems Banks

Check to see if people have gotten a bank account at Guaranty Bank, 849 E Commerce St, #739, San Antonio, TX while on Chexsystems.

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Guaranty Bank San Antonio Texas

2 people have gotten a bank account at Guaranty Bank, 849 E Commerce St, #739, San Antonio, TX while on Chexsystems.
4 people, while in Chexsystems, have been denied at Guaranty Bank.

Some banks that use Chexsystems will deny someone a new checking account, but will sometimes be willing to offer a different type of bank account like a savings. Also, Non Chexsystems Banks could offer a Second Chance Checking Account.

Have you been able to get a bank account at Guaranty Bank while on Chexsystems?  
Have you been denied a bank account at Guaranty Bank while on Chexsystems?  
 

Address:

Guaranty Bank

849 E Commerce St, #739

San Antonio, TX

(210) 475-9315

 

Chexsystems is a company that includes a database of information on buyers. Over 80% of the banks in the United States uses them. The financial institutions that use Chexsystems will do a back ground check on all of the potential customers who are attempting to start a new lender or checking account. As the lookup inside the database is being performed, two results will be returned. The consumer should be able to get a new account, if there aren't any records in the Chexsystems database. When the individual has records present in the database, they will be rejected. All the other information showing why their names were recorded in Chexsystems will be made available from the consumer and proof of repayments in the event the irregularities occurred thanks to unsettled overdrafts.

This program works in a fairly simple way. Any person who tries to open a new saving or checking account at a bank that uses Chexsystems may have their history checked for any negative items in the record. A person whose records are located in the database could be the person who has a track record of outstanding debts, late repayments, or insolvency. In some cases individuals that are conscious about their titles being in this system will usually try to present false information in order for their programs to be approved. This will not change since they will still appear on the chexsystems. This system has been made out to work rather efficiently since it promptly informs the lender whenever a possible customer issues a phony social security number.