US Bank, West Valley City UT - Non Chexsystems Banks

Check to see if people have gotten a bank account at US Bank, 3580 Constitution Blvd, West Valley City, UT while on Chexsystems.

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US Bank West Valley City Utah

1 people have gotten a bank account at US Bank, 3580 Constitution Blvd, West Valley City, UT while on Chexsystems.
0 people, while in Chexsystems, have been denied at US Bank.

Some banks that use Chexsystems will deny someone a new checking account, but will sometimes be willing to offer a different type of bank account like a savings. Also, Non Chexsystems Banks could offer a Second Chance Checking Account.

Have you been able to get a bank account at US Bank while on Chexsystems?  
Have you been denied a bank account at US Bank while on Chexsystems?  
 

Address:

US Bank

3580 Constitution Blvd

West Valley City, UT

(801) 537-6803

 

Chexsystems is a consumer reporting agency, and more than 80% of the established banks use them. When a person attempts to open a bank account or savings account, the banks will perform a background check using Chexsystems to find out if that client's financial history with bank accounts. As the lookup inside the database is being done, two results may be returned. If there aren't any records in the Chexsystems database, the customer should be able to obtain a fresh account. If the individual has records present in the database, they will be dropped. All the other details showing why their names were recorded in Chexsystems may be offered by the consumer and evidence of obligations in the event the irregularities occurred due to unsettled overdrafts.

This program operates in a quite easy way. Any individual who provides a new savings or checking account application at a bank or a credit partnership that uses Chexsystems may have their financial background searched in order to discover whether their name is found in the database. An individual whose records are located in the database could be the person who has a history of unpaid debts, late payments, or insolvency. In some cases individuals who are aware about their titles being in this system will always try to present false information in order for their applications to be accepted. This will not change since they will still appear on the chexsystems. The purpose of Chexsystems was to assist banks cut possible deficits by keeping monitor of speculative consumers.